The interest rate on housing loans contracts in Portugal fell again last July, settling at 1.066%. Less 0.023 percentage points over the previous month, with the average loan repayments down one euro, the National Statistics Institute (INE). “The interest rate on housing loans rose from 1.089% in June to 1.066% in July, reducing up 0.023 percentage points “, says the INE. Adding that ” in contracts in the past three months, the rate of implicit interest was 2.044%, down 0.013 percentage points to the observed in June “. with regard to contracts in just the past three months, the respective interest rate remained stable at 2.024%. the INE also highlighted that the average loan repayments for all the mortgage loans contracts decreased one euro compared to June for 237 euros, a reduction that originated in component interest, and the amortization component presented average values equal to that observed in the previous month. the value of the average outstanding amount for the whole of the mortgage loans, rose 20 euros compared to June to 51,778 euros. for contracts in the last three months, the average amount of capital outstanding increased by 568 euros to 85,928 euros.
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