The operacão Bankinter in Portugal recorded a profit of 96,3 million euros 1 April to 31 December 2016.
According to the Spanish bank that bought the business of Barclays in Portugal, this performance “enables you to bear well-founded expectations about their potential”. Customer funds grew by 24%, and the granting of credit 3%. The gross margin of the business in Portugal, closed the last exercise with 90,2 million euros.
“Portugal is a positive operation, a business that we bought as well as renovated and a bet. We want to grow in Portugal, launch new products and services,” said the president of Bankinter, Maria Dolores Dancausa, in Madrid.
Questioned about how they are going to grow in Portugal, stated that “the growth will be organic and not through acquisitions. At this time we are still doing the integration of the operation”.
Ja when asked about whether the Bankinter will keep the focus on the private segment, and in particular housing credit, Carlos Brandão, responsible for the operation in Portugal, said that “the balance sheet is concentrated in the particular and be a bet to hold in 2017″. But he added: “the pace of growth with small and medium-sized enterprises will accelerate this year.”
at The global level, the Bankinter made a profit of 490,1 million euros , a growth of 30.4% in relation to 2015. The profit would be smaller in the order of 426,5 million euros, up 13.4% compared to the previous year without considering the operation of the Bankinter Portugal, said Maria Dolores Dancausa.
The return on invested capital (ROE), not to mention the Portuguese, is located in 10,9%.
a Pioneer in the introduction of systems of banking in the distance, such as the telephone, the internet or the mobile channel as an alternative to the traditional network of branches,Bankinter has 84 offices in Portugal and about 1000 workers.
At the press conference of presentation of the results, it has been reported that the default rate fell to 4% (was 4,13%) including the data of the operation in Portugal, which are higher than those of the group Bankinter . Without accounting for the non-compliance of the operation the Portuguese, the non-compliance would be in to 3.56%, a ratio that is less than half the average for the sector in Spain.
The capital ratio (CET1) fully was 11.2% and 11.7% in CET1 phased-in, “far above the ECB requirements” apply in 2017 for Bankinter.
In Spain the resources of customers increased by 16.7% and the granting of credit by 5.9%.
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