The IBAN – International Bank Account Number (‘International Bank Account Number’) adds to the NIB – Bank Identification Number country code (PT) and two digits control (50), but despite the ATM network keyboards have only numbers, the Bank of Portugal, in a clarification Lusa, said it will not require any change in the ATM network keyboards because these ATMs transfers will continue based on the NIB.
The replacement of the IBAN by the NIB follows the creation of the single payments area in (SEPA, its acronym in English) for operations of credit transfers and direct debits, which began in 2002 and was now completed, the date from which all SEPA transactions are now initiated indicating the IBAN of the accounts . originator and the beneficiary
Although there are no changes in transfers in the ATM network, the Bank of Portugal left a note: “Regulation 260/2012 [laying down the requirements of SEPA transfers] requires the use of IBAN to carry out credit transfers and direct debits and, technically, the transfers ordered from automated teller machines are card transactions. “
Also the entity that manages the ATM network, SIBS, reinforced Lusa that transfers in ATM remain available to network users, “unchanged, as this is a specific operation of the national payment system.”
“Financial institutions have been following these processes, to minimize the impact to their customers in the adoption of the new rules, “the SIBS.
In the channel ‘home banking’ [perform banking operations via Internet], SIBS clarified that, despite of transfers are SEPA, financial institutions may continue to accept the NIB as proof of identity, providing mechanisms to facilitate the indication of IBAN by the user, “as long as the user to confirm / view the IBAN before submitting the payment transaction.”
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