“The spread is 1.75% and is the same for all cases, there is neither a minimum nor maximum” announced to journalists Luís Pereira Coutinho, president of Banco CTT.
Statements of Luís Pereira Coutinho
at This time, the lowest bid spread in the market is the Bankinter: 1,25%, but for loans above 150 thousand euros. The following are the BCP and Santander Totta, which has the minimum spread at 1.5%.
There is, however, of all the banks that rely on other costs, such as insurance, commissions and interest rates indexed to the euribor – which at the moment are negative, but that this last decade has already surpassed the 4%, at the peak of the subprime crisis.